Imposter Scams
What It Is
An imposter scam is when someone pretends to be a real person or organization you might trust. They want your money, your personal details, or access to your accounts.
How It Usually Plays Out
You get a call, text, email, or social message from a familiar name.
It claims to be a bank, a delivery company, a coworker, a family member, or “support.”
They create urgency with a problem or a time-limited request.
They ask for money, personal information, or an extra sign-in code.
If you respond, they may keep contacting you with new reasons to comply.
Red Flags
The message is unexpected, even if the name looks familiar
Pressure to act fast or keep it secret
Asking for passwords or extra sign-in codes
Asking you to “confirm” personal details
Payment requests in gift cards, wire transfers, or crypto
Refusing to let you hang up and call back
Links that don’t look right
Details that stay vague or keep changing
Why People Fall For It
Imposter scams work because they borrow trust. When you see a familiar name and feel urgent pressure, it’s easy to react before you verify.
What To Do Next
Stop. Don’t click, reply, or send money.
Contact the person or company using a number or website you look up yourself.
If it claims to be family or a friend, call or text them using a saved contact you already trust.
Never share passwords or extra sign-in codes.
If you shared info, change your password right away and make it longer.
If you sent money, call your bank or card company as soon as you can.
Watch your accounts for charges you don’t recognize.
Takeaway
A familiar name is not proof it’s real. Slow down, verify independently, and keep passwords and sign-in codes private.
Not financial advice. Educational purposes only.
