Romance Scams
What It Is
A romance scam is when someone pretends to want a real relationship, but they are really trying to take advantage of you. In a romance scam, the goal is usually money, gift cards, or personal information they can use to get into accounts.
How It Usually Plays Out
You meet someone online through dating, social media, or a messaging app.
The connection feels fast and intense, with lots of attention and big feelings.
They avoid normal proof of who they are, like a simple live video chat.
A “crisis” appears, and they ask for money or help paying for something.
If you send anything, the problems keep coming and the requests grow.
Red Flags
They push the relationship to move very fast
They won’t meet in person or do a live video call
Their story has gaps or keeps changing
They ask you to move the chat to a private app right away
They say “don’t tell anyone” or try to isolate you
They ask for money, gift cards, wire transfers, or crypto
They ask for personal details, passwords, or extra sign-in codes
They always have a reason they can’t access their own money
Why People Fall For It
Loneliness is real, and attention can feel deeply comforting. Scammers also mix kindness with urgency, which can make it hard to think clearly in the moment.
What To Do Next
Stop. Take a breath. Do not send money or share personal details.
Talk to a trusted person and describe what’s happening out loud.
Ask for a live video call. If they refuse, treat that as a major warning sign.
Keep communication on the original platform when possible.
If you shared info, change your password right away and make it longer.
If you sent money, call your bank or card company as soon as you can.
Save messages and screenshots in case you need to report it.
Takeaway
A romance scam often feels personal on purpose. Slow down, verify who you’re talking to, and never send money or share codes to “help” someone you haven’t truly confirmed.
Not financial advice. Educational purposes only.
